Secure Your Position. Initiate our two-minute Private Income Sync Process.
Insure your Income. Protect your Lifestyle.
You can’t predict the future, but you can prepare for it. Make sure your paycheck is protected with Cushion.
“Connecting my payroll took under two minutes. Knowing my insurance moves with me throughout my career and is invisible to HR gives me the ultimate freedom over my trajectory."
Name Surname
Cushion Member | Product Manager
Tailor Your Income Protection Coverage to suit your needs.
Whether you are looking for a brief bridge between jobs or an extended buffer, Cushion gives you the autonomy to set your own terms. Select a replacement rate to help cover up to 60% of your income and define your financial runway by choosing a benefit duration up to 5 months. Our engine dynamically calculates the difference between your state unemployment benefits and your target income rate, offering a fixed cash payment made directly to you that keeps your lifestyle funded and obligations met.
Example Interactive Cushion Benefit Calculator
Once You’re Approved: Your Path to Income Continuity.
State Unemployment Benefits Approved? Cushion Activated.
When an unexpected career transition occurs, the last thing you need is a battle with your insurance over your benefits. Cushion utilizes a transparent verification framework. If your State approves your claim for involuntary unemployment benefits, that serves as your primary proof of loss for Cushion. We never initiate separate mediations or disputes with your former employer. Just data-driven, objective continuity designed to get you back to building your future.
State UI (The Baseline)
+ Cushion (The Suppplement)
System Objective
Designed as a baseline safety net for poverty prevention.
Designed to supplement protection to a professional-grade.
Benefit Limits
Typically capped at roughly $200–$500 per week, covering less than 15% of monthly obligations.
Payments to supplement cover up to 60% of your income, up to $10,000 per month.
Benefit Duration
Standard statutory maximum, typically up to 26 weeks.
Designed to supplement protection to a professional-grade.
Policy Portability
Governed strictly by the state tax pool where your employer operates.
Designed to supplement protection to a professional-grade
Funding Source
Funded via employer payroll taxes.
Designed to supplement protection to a professional-grade.
Smart Professionals Prepare for the Unexpected.
Wealth advisors understand that your income is your greatest asset. When a job loss occurs, many are forced to liquidate investments or drain savings to maintain their standard of living.
Leading financial planners recommend Cushion because it offers an individually owned solution to bridge this financial vulnerability. Operating as a supplemental, fixed-cash policy, it safeguards your broader financial goals and ensures your independence is never anchored to a single employer.
Leading financial planners recommend Cushion because it offers an individually owned solution to bridge this financial vulnerability. Operating as a supplemental, fixed-cash policy, it safeguards your broader financial goals and ensures your independence is never anchored to a single employer.
"We advise our clients to insure their homes, their health, and their lives. A six-figure lifestyle cannot run on a three-figure statutory safety net. Cushion is essential financial infrastructure for the modern professional."
Marcus V., CFP
Principal Wealth Strategist
