Privacy Policy
Last updated: October 14, 2026
1. Information We Collect
Cushion collects only the information necessary to provide, underwrite, and administer your income protection policy. This includes basic account details, your employment and income information provided through consumer-permissioned payroll connections, and diagnostic data about your use of our platform.
2. How We Use Your Information
Your information is used solely to underwrite, price, and administer your policy — verifying your income, determining eligibility, processing claims, and communicating with you about your coverage. We do not sell your personal information, and we do not share it with your employer. Your data is never used for purposes beyond providing and improving Cushion.
3. How Your Data Is Stored & Protected
All data is encrypted in transit and at rest using modern industry standards. Access to production systems is restricted to essential personnel and protected by role-based permissions, logging, and internal review. Your payroll connection is read-only and consumer-permissioned — your employer is never notified and never sees your activity.
4. Your Rights & How to Manage Your Data
You remain in control of your data. You may request access, correction, export, or deletion of your information at any time, subject to legal and regulatory retention requirements. To exercise these rights or ask questions about this policy, contact us at the address in our footer. A member of our team will respond promptly.